ISIC United States

7 Ways to Save Money as a Student

You might feel like your parents or teachers are always nagging you to be smart with your money and save for your future. It can get pretty annoying to hear it from other people- but let me tell you- it DOES pay off in the long run. Just hear me out on some simple tips for your spending habits that can ease the transition when you graduate into the “real world”. Promise not to nag!


1)     Only use cash for fun- Give yourself a set amount to take out with you on the weekends, it can help with overspending on your credit/debit cards.

2)     Put your spare change away- Use an app like Albert, Mint or Acorns. These apps do it automatically for you at a set time frame of your choice. You can set your goals for the end of the week or month. Not into apps? Just simply start a piggy bank! 

3)     Use your ISIC - Buy things like holiday gifts, flights, clothes and everyday things like movie tickets all with discounts.

4)     Don’t overbuy at the grocery store- Don’t go shopping when you’re hungry! Or try a meal delivery plan like Hungry Root


5)     Get rid of things you don’t use often- Consider all your monthly subscriptions you don’t use like Hulu, Netflix, paid gym memberships etc. You may have all the “nice to haves” that you really are only using a couple times a month and this adds up! Things that may only be $7/month is almost $100 a year!! Drop 3 of these apps and you’d have an extra $250-$300 in your savings.

6)     Use public transport more often than ride sharing- Sometimes you have to grab an Uber or Lyft if you’re late or it’s too cold to walk, but when you’re feeling too lazy to buy a bus or train ticket- don’t. Public transport is generally 2-3x cheaper than grabbing a ride.

7)     Limit how many times you go out to eat each month- This doesn’t mean limit your social life. Grab your friends and have a pot luck style dinner at your apartment, or plan a special night out only once a month and make it an occasion you look forward to with some friends.

Thinking about saving money can feel like torture... it's like the fun police are limiting your life, but having an extra cushion of cash can really help when you’re strapped; when you want to get an apartment, but don’t have money for all the upfront fees, or you want to go on spring break with your sorority sisters, or you need to afford books for next semester! Try making a couple small changes next month and you could have a few hundos adding up in your bank account.

Back to overview
Share this article

Other articles on the topic Lifestyle

  • Coronavirus: What’s the tea?

    With the spread of Coronavirus, there is fear, anger, frustration and a lot of negative emotions that every one is feeling. Trips are being cancelled, concerts cancelled (Coachella being one… tear!), with it going as far as to making you question even a small trip to your local mall.

  • Blog Image 4 Feb 28

    Spring Break 2020 Adventures without Breaking the Bank

    Spring Break is known as the time for students to have those wild adventures and once-in-a-lifetime experiences. But what about those who don’t have the chance to go cliff jumping in Hawaii or can’t afford to stay in a villa in the Maldives, and also don’t want to stay home watching ‘Say Yes to the Dress’ all day with their parents?

  • Do's and Don'ts of Winter Dating

    Sometimes it can be hard to find things to do once the cold hits. It’s especially hard to date a new person when it’s cold and even harder to do so on a budget. I know a movie date at home is the easy way out, but is that the standard you want to set for your dating life? Think about it. When you’re old and gray, you don’t want to say, “let’s feel young again and stay in and watch a movie!” So, here are some dos and don'ts to spice up your dating life (while on a budget) this winter.

5 Ways to Use your ISIC Without Leaving the U.S.

10 Ways To Get Ahead During The Uni Holidays (& have fun too!)